DIDDY'S WHIP SUFFERS A BUMP

A guy got passed-out wasted and plowed into a fleet of super-pricey whips in NYC this week. Too bad for him, that $400,000 Maybach he hit belonged to Diddy.

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Cops tell TMZ they popped jackass Charles Lorenzo for DUI last Friday after he slammed into several cars -- including Diddy's sweet ride -- in front of Manhattan hotspot 1Oak.Get this -- cops say Lorenzo was so drunk when they showed up, he was ass up, passed out face down on the ground.